TERMS & CONDITIONS
Last Updated: October 1, 2026
Welcome to The Frannie Collective.
These Terms & Conditions (“Terms”) govern your use of befrannie.com (the “Website”) and your interaction with content, resources, programs, events, memberships, mentorship, products, and services offered by The Frannie Collective, a DBA of M&T Growth Consulting LLC (“Frannie,” “we,” “us,” or “our”).
By accessing the Website or purchasing, registering for, applying for, or participating in our offerings, you agree to these Terms.
If you do not agree to these Terms, please do not use the Website or our services.
OUR SERVICES
The Frannie Collective is a personal development, mentorship, wellness, community, and lifestyle company.
Our offerings may include mentorship, educational content, community experiences, digital resources, audio content including Sunday Jams, workshops, events, retreats, fitness and wellness-related education, and other products or services.
Offerings may change over time.
EDUCATIONAL AND PERSONAL DEVELOPMENT PURPOSES
Content and services provided by The Frannie Collective are intended for educational, informational, and personal development purposes.
Nothing provided through the Website, mentorship, programs, events, social media, Sunday Jams, community discussions, or other Frannie offerings should be interpreted as medical, psychological, psychiatric, therapeutic, legal, tax, investment, or financial advice.
The Frannie Collective does not diagnose, treat, cure, or prevent medical or mental health conditions.
You are responsible for consulting appropriately qualified professionals regarding your individual circumstances.
HEALTH AND FITNESS DISCLAIMER
Certain Frannie offerings may discuss or include topics related to exercise, movement, nutrition, sleep, recovery, physical health, or wellness.
Participation in physical activity carries inherent risks.
You are responsible for determining whether any activity, exercise, nutritional practice, or wellness recommendation is appropriate for you and should consult a qualified healthcare professional when appropriate, particularly if you have a medical condition, injury, are pregnant, take medication, or have other health concerns.
By voluntarily participating in physical activities associated with our programs, you acknowledge and accept the ordinary risks associated with such participation to the extent permitted by law.
PERSONAL RESPONSIBILITY
Our work is built around personal growth, self-trust, intentional living, and individual responsibility.
You understand that your decisions, actions, implementation, health, business decisions, relationships, finances, and results remain your responsibility.
Mentors, educators, speakers, guests, or community members may share experiences, perspectives, strategies, and recommendations. You remain responsible for deciding what is appropriate for your own circumstances.
NO GUARANTEES OF RESULTS
We believe deeply in the work we provide, but individual results vary.
The Frannie Collective does not guarantee any particular personal, professional, financial, physical, relationship, health, business, or other outcome from participating in our programs or using our content.
Testimonials, examples, case studies, and stories represent individual experiences and should not be interpreted as promises or guarantees of future results.
MENTORSHIP
Participation in Frannie mentorship does not create a therapist-client, doctor-patient, attorney-client, fiduciary, or other licensed professional relationship.
Specific mentorship programs may be subject to additional agreements covering matters such as payment, duration, communication, cancellations, intellectual property, confidentiality, and program expectations.
If separate program terms conflict with these general Website Terms, the specific program agreement will control for that program.
PAYMENTS, CANCELLATIONS, AND REFUNDS
Prices and payment terms will be disclosed when you purchase or enroll in a paid offering.
Individual programs, events, retreats, products, memberships, or mentorship arrangements may have their own cancellation and refund policies.
Those policies will be disclosed at purchase or in the applicable agreement and will govern that transaction.
Unless otherwise stated in writing, fees already earned or attributable to services already provided are non-refundable to the extent permitted by applicable law.
EVENTS AND EXPERIENCES
Participation in in-person events, retreats, gatherings, workouts, walks, outdoor experiences, or similar activities may involve risks beyond those associated with online participation.
Certain activities or events may require a separate waiver, release, or participation agreement.
We reserve the right to modify event schedules, locations, speakers, activities, or other details when reasonably necessary.
COMMUNITY CONDUCT
We want Frannie spaces to feel open, respectful, supportive, and safe for meaningful conversation.
When participating in Frannie communities, events, calls, social groups, or programs, you agree not to harass others, intentionally disrupt the community, distribute unlawful or harmful material, misuse another participant’s personal information, or engage in conduct that materially interferes with the experience of other participants.
We reserve the right to restrict or terminate access to Frannie communities or offerings for conduct that violates these expectations or materially harms the community.
CONFIDENTIALITY WITHIN COMMUNITY SPACES
Frannie experiences may involve participants voluntarily sharing personal stories or information.
We ask participants to respect the privacy of others and not intentionally distribute another participant’s private story, image, recording, or identifying information without permission.
However, The Frannie Collective cannot guarantee that other participants will maintain confidentiality. Please use discretion when sharing personal information in group environments.
INTELLECTUAL PROPERTY
Unless otherwise stated, all content created by The Frannie Collective—including written materials, audio recordings, Sunday Jams, videos, frameworks, worksheets, workbooks, exercises, graphics, branding, program materials, and other resources—is owned by or licensed to The Frannie Collective and is protected by applicable intellectual property laws.
Your purchase or participation gives you a limited, personal, non-exclusive, non-transferable right to use materials for your own personal use.
You may not reproduce, distribute, sell, license, publish, teach, commercially exploit, or create derivative commercial products from our proprietary materials without written permission.
RECORDINGS
Certain virtual calls, programs, workshops, or events may be recorded.
When recording occurs, we will make reasonable efforts to provide notice.
By voluntarily participating after receiving notice, you understand that your voice, name, image, comments, or contributions may appear in the recording.
Any separate media release or event-specific agreement will control where applicable.
USER-SUBMITTED CONTENT
If you voluntarily submit testimonials, comments, photographs, stories, reviews, or other materials to us, we will not use your name, likeness, or testimonial in advertising in a manner requiring permission under applicable law without obtaining appropriate permission.
Content posted voluntarily in public-facing social media spaces may remain subject to the terms and functionality of those platforms.
WEBSITE USE
You agree not to misuse the Website, attempt to gain unauthorized access to our systems, interfere with Website operation, introduce malicious code, scrape or systematically copy protected content, impersonate another person, or use the Website for unlawful purposes.
We may suspend or restrict access where reasonably necessary to protect the Website, our business, or other users.
THIRD-PARTY SERVICES
The Website and our offerings may use or link to third-party platforms and services.
We are not responsible for the availability, security, policies, content, or practices of third-party services.
Your use of those services may be governed by separate terms and privacy policies.
EMAIL AND SMS COMMUNICATIONS
By voluntarily subscribing to our email communications, you agree to receive emails from The Frannie Collective until you unsubscribe.
If you separately opt in to SMS communications, you authorize The Frannie Collective to send text messages to the mobile number you provide, which may include Sunday Jams, community communications, event information, reminders, program information, resources, and promotional messages. You must be at least 18 years old to participate in our SMS messaging program. By opting in to receive text messages from The Frannie Collective, you represent that you are 18 years of age or older.
Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless service provider and is outside the control of The Frannie Collective and M&T Growth Consulting LLC. Message frequency varies. Message and data rates may apply.
Consent to marketing text messages is not a condition of purchase.
You may opt out of SMS communications by replying STOP. Reply HELP for assistance.
DISCLAIMER OF WARRANTIES
To the extent permitted by law, the Website, content, and services are provided on an “as is” and “as available” basis.
We do not warrant that the Website or services will always be uninterrupted, error-free, secure, or suitable for every individual’s particular circumstances.
LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, The Frannie Collective and its owners, employees, contractors, mentors, speakers, and agents will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Website, content, programs, or services.
Nothing in these Terms excludes liability that cannot legally be excluded or limited.
INDEMNIFICATION
To the extent permitted by law, you agree to indemnify and hold harmless The Frannie Collective and its owners, employees, contractors, and agents from claims, liabilities, damages, and reasonable expenses arising from your unlawful misuse of the Website or material violation of these Terms.
GOVERNING LAW
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles.
Any dispute will be subject to the jurisdiction and venue required or permitted under applicable law.
CHANGES TO THESE TERMS
We may update these Terms periodically.
Changes will become effective when posted unless otherwise stated. The “Last Updated” date above identifies the latest revision.
CONTACT
Questions regarding these Terms may be directed to:
The Frannie Collective
a DBA of M&T Growth Consulting LLC
Website: befrannie.com
Email: hello@befrannie.com